Student Insurance Information
Enrollment
All students are automatically enrolled in the student health insurance plan unless coverage is waived by the deadline. If you do not waive the insurance plan, you will be charged for the coverage on your next tuition statement.
Voluntary Dental
If you would like to enroll in the voluntary dental insurance, please visit our website, My School | Aetna Student Health, and click the Enroll/Waive button. You can review the dental plan design and benefits summary listed under "View your insurance plan details." PPO dental insurance is offered to the Pacific University Students.
Highlights of Academic Health Plan:
- Coverage at an affordable rate
- Wide access to providers, pharmacies, urgent care centers and hospitals locally and across the nation
- Comprehensive coverage with low pharmacy co-pays
- Low deductible of $300/year
- Deductible waived and 100% coverage for visits incurred at the Student Health Center. Labs are billed separately by the facility, deductible and co-insurance applies.
Billing for Academic Health Plan: The premium for the student health insurance plan is automatically charged to your tuition account managed by the Business Office. You may waive coverage by completing the online waive form and providing proof of comparable health insurance coverage. Refer to Waiving the University Health Plan Guide below.
Visit My School | Aetna Student Health to waive coverage, find a doctor, hospital or pharmacy, get your ID Card, and view your insurance plan details.
Waiving the University Health Plan Guide
To waive coverage, please visit My School | Aetna Student Health.
See deadlines for insurance waiver by academic program.
Things to Know:
-
Are all of your insurance benefits applicable in Oregon and other states? Does your insurance plan provide day to day coverage beyond your home state line? We hear from more and more students whose insurance at home does not cover them beyond state lines.
-
Does your insurance plan provide adequate provider access? Some plans profess to have wide access to providers but then patients find that local providers are not accepting new patients within that insurance plan. Please contact providers in this area to determine if you will have access to local providers.
-
Will you travel in any capacity while at Pacific? This includes choir trips, outdoor pursuits, club sports, and clinic rotations for those in graduate health profession programs. If your insurance does not have coverage throughout the U.S., the insurance does not meet "comparable" criteria.
-
Does your insurance plan have a high deductible? If yes, you should have the amount of deductible available to use for medical costs that could occur.
-
Date of coverage meet or exceed the requirement for the school year.
-
Full coverage for pre-existing conditions.
-
Does your insurance have annual or lifetime policy maximums?
In A Guide to Student Health Care Resources, you'll find resources like:
- Where to go for health care on and off campus
- Mental health services through the Student Counseling Center
- Health Insurance 101
- Information on the Student Health Insurance Plan (including how to waive or enroll)