Dr. Melody Bell

Dr. Melody Bell, a personal finance expert, educator, and entrepreneur. She founded Financial Beginnings, now a national nonprofit helping thousands. She has over a decade of experience teaching higher education and was awarded Adjunct Professor of the Year by Portland State University. Melody designs inclusive financial education, provides business guidance, and also contributes to Investopedia's Financial Review Board,. Her mission stems from humble beginnings, driving her to empower the next generation in achieving financial well-being.